Essentials of Insurance: A Risk Management Perspective.

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Author: Sajjad A. Hashmi
Date: June 1998
From: Journal of Risk and Insurance(Vol. 65, Issue 2)
Publisher: John Wiley & Sons, Inc.
Document Type: Book review
Length: 787 words

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By Emmett Vaughan and Theresa Vaughan (John Wiley & Sons, Inc., 1995).

Reviewer: Sajjad A. Hashmi, Emporia State University

This book is a spin-off of Fundamentals of Risk and Insurance by Emmett Vaughan, a very successful text for the past two decades. Both authors of the book under review are well known as teachers and scholars. This book reflects their experience and knowledge. The authors state that the text is written in response to a need for a "briefer" version that is "consumer oriented" and is "within the risk management framework."

This well-written book is certainly briefer than its "big brother" version or most others in this variety. The text is divided into three sections. The first section includes a detailed discussion of risk, the nature of private insurance industry, the regulation of insurance, and the nature of risk management. The second section covers life and health insurance including a chapter on buying insurance. In addition to social security and other retirement plans, workers compensation is included in this section. The third section includes personal and commercial property and liability insurance. Major emphasis, understandably, is placed on personal insurance. The final chapter in this section is...

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Gale Document Number: GALE|A21166764