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    Academic Journals

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• A Longitudinal Examination of FDA Warning and Untitled Letters Issued to Pharmaceutical Companies for Violations in Drug Promotion Standards

  Authors:Yam B. Limbu, Christopher Mckinley, and Valerio TemperiniFrom:Journal of Consumer Affairs (Vol. 53, Issue 1) Peer-Reviewed

  Spring 20196,202 words Article 1500LThis study examined over-time differences in the nature and frequency of Food and Drug Administration warning and untitled letters issued to pharmaceutical companies. Across a 12-year time frame, results indicate that...

• Identity Threat Assessment and Prediction

  Authors:Jim Zaiss, Razieh Nokhbeh Zaeem, and K. Suzanne BarberFrom:Journal of Consumer Affairs (Vol. 53, Issue 1) Peer-Reviewed

  Spring 20193,576 words Article 1440LIdentity theft and related threats are increasingly common occurrences. This paper is an overview of the Identity Threat Assessment and Prediction (ITAP) project. It describes our use of news stories to gather raw data...

• Consuming to Be Good: Therapeutic Ideology and Transracial Adoptive Mothers

  Authors:Robin L. Soster, Kelly L. Tian, Alexander S. Rose, and Randall L. RoseFrom:Journal of Consumer Affairs (Vol. 53, Issue 1) Peer-Reviewed

  Spring 201912,715 words Article 1580LThis study reveals the therapeutic origins of the "good mother" ideal in a rarely studied context, that of transracial adoptive mothering. Using a comparative discursive analysis supplemented by illustrative case...

• An Exploratory Study of Regulatory Failure in the Australian Home Mortgage Market

  Authors:Gavin Nicholson, Ross Skelton, and Julie-Anne TarrFrom:Journal of Consumer Affairs (Vol. 53, Issue 1) Peer-Reviewed

  Spring 201911,307 words Report 1420LRegulators have long been interested in protecting consumers borrowing for a home as it is likely the single greatest financial obligation they will undertake. In this paper we examine the approach taken in Australia to...

• Encouraging Tax-Time Savings with a Low-Touch, Large-Scale Intervention: Evidence from the Refund to Savings Experiment

  Authors:Stephen P. Roll, Blair D. Russell, Dana C. Perantie, and Michal Grinstein-WeissFrom:Journal of Consumer Affairs (Vol. 53, Issue 1) Peer-Reviewed

  Spring 201912,991 words Article 1550LLow- and moderate-income households often struggle to save, but the annual tax refund represents a prime opportunity for these households to save toward their financial goals or build their emergency savings. This paper...

• Marketing Benchmarks: Do You Trust Your Friendly Marketer?

  Author:Carl ObermillerFrom:Journal of Consumer Affairs (Vol. 53, Issue 1) Peer-Reviewed

  Spring 20195,911 words Report 1310LWith many products, consumers must make key decisions--the amount to use per application, the need to replace when worn out, or a reasonable amount to spend--and there are no clear answers to these questions. Consumers...

• Debt Literacy and Debt Literacy Self-Assessment: The Case of Poland

  Authors:Andrzej Cwynar, Wiktor Cwynar, and Kamil WaisFrom:Journal of Consumer Affairs (Vol. 53, Issue 1) Peer-Reviewed

  Spring 201911,903 words Report 1510LIt is well documented that financial literacy is at best moderate around the world and that the cost of ignorance in this field may be high on both microeconomic and macroeconomic levels. We surveyed a representative...

• Assessing the Validity of Consumer Ratings for Higher Education: Evidence from a New Survey

  Author:Jonathan RothwellFrom:Journal of Consumer Affairs (Vol. 53, Issue 1) Peer-Reviewed

  Spring 20198,629 words Report 1470LThis analysis assesses the validity of using consumer surveys to measure the quality of colleges using new survey data from the Strada-Gallup Education Consumer Survey. I develop an individual consumer rating based on...

• The Effects of Financial Education on Short-Term and Long-Term Financial Behaviors

  Authors:Jamie Wagner and William B. WalstadFrom:Journal of Consumer Affairs (Vol. 53, Issue 1) Peer-Reviewed

  Spring 20199,287 words Report 1520LThis study investigates how financial education in high school, college, or in the workplace affects the short- and long-term financial behaviors of adults using the 2015 National Financial Capability Study (NFCS) data....